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Recent initiatives of RBI to boost digital payments Upsc online payments For high-value checks, a positive pay method is used. The Reserve Bank of India announced a raft of initiatives to boost digital payments on Thursday, including a system for making offline payments with mobile devices and cards, as well as a Positive Pay method to avoid high-value check fraud. "Under this mechanism, cheques will be processed for payment by the drawee bank based on information passed on by its customer at the time of issuance of cheque," the RBI said in its Statement on Developmental and Regulatory Policies, adding that the Positive Pay mechanism will cover approximately 20% and 80% of total cheques issued in the country, respectively, by volume and value. The method will apply to all checks with a value of 50,000 or more. It would improve customer safety in cheque payments and prevent cases of fraud caused by tampering with cheque leaves, according to the RBI. RBI  Digital payments that