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  Sending birthday greetings has become a necessary tradition these days. It are often arduous to seek out the right greeting card desires for the special birthday boy or lady especially, with such a big amount of options. Don’t stress out over what to put in writing in an exceedingly birthday card. create succeeding birthday you celebrate a special one with personalized birthday cards paired with a handpicked happy birthday quote. Once you’ve found the perfect birthday message for your card, get artistic and see the simplest gifts to convey your admired ones on their special day . birthday wishes , text and quotes for friends and family 1. Count your smiles, not your tears, in your life. Count your years by the number of friends you have, not by the number of years you've lived. Birthday greetings. 2. Greetings on your special day! I hope you achieve all of your birthday wishes and aspirations. 3.A birthday wish for you: may you receive whatever you ask for, fin...

Recent initiatives of RBI to boost digital payments Upsc online payments For high-value checks, a positive pay method is used. The Reserve Bank of India announced a raft of initiatives to boost digital payments on Thursday, including a system for making offline payments with mobile devices and cards, as well as a Positive Pay method to avoid high-value check fraud. "Under this mechanism, cheques will be processed for payment by the drawee bank based on information passed on by its customer at the time of issuance of cheque," the RBI said in its Statement on Developmental and Regulatory Policies, adding that the Positive Pay mechanism will cover approximately 20% and 80% of total cheques issued in the country, respectively, by volume and value. The method will apply to all checks with a value of 50,000 or more. It would improve customer safety in cheque payments and prevent cases of fraud caused by tampering with cheque leaves, according to the RBI. RBI  Digital payments that ...